Stable Wave Consultants

Capital that keeps pace with your ambition.

Stable Wave arranges personal, business, home and car loans and credit cards, manages long-horizon mutual fund investments and stays alongside you through execution — so funding, planning and growth finally move in the same direction.

SEBI-registered MF distribution Clear terms, no hidden costs Fully confidential first conversation
₹50K – ₹10Cr
Loan amounts
Up to 30 yrs
Tenure options
40+
Partner lenders
5–7 days
Typical decision time
What we offer

Loans, credit cards & mutual funds

Matched to your income and goals, not a template. Amounts and rates are indicative bands; final terms depend on lender appraisal and security offered.

EMI Calculator

Know your EMI before you apply

Move the sliders to see your monthly instalment, total interest and total payable.

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₹50 K₹10 Cr
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1 yr40 yrs
Monthly EMI
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Equated monthly instalment
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Indicative only. Your actual EMI depends on the lender, your credit profile and applicable charges.

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Why Stable Wave

Advisory built around your numbers, not ours

We are not a bank and we do not sell products. We work on your behalf — evaluating options, negotiating terms and staying accountable through to disbursement and beyond.

Transparency

Fees, spreads, commissions and lender terms are disclosed in writing before you commit. If we earn on both sides, you will know exactly how.

Rigour

Every recommendation carries a model — cash flows, break-even, repayment capacity. We show our working, including when it says no.

Discretion

Client data never leaves the firm without written authorisation. No promotional calls, no sharing your details with lenders you have not approved.

Ownership

We stay with the mandate after signature. A 90-day post-disbursement review checks that the money did what it was meant to do.

Long Horizon

We would rather advise once and correctly than transact repeatedly. Many clients have been with the firm for over a decade.

Compliance First

SEBI-registered where applicable, RBI-aligned lending practices, and a documented trail for every recommendation we hand over.

How it works

Four steps. No guesswork.

A defined process keeps timelines predictable and keeps you informed at every stage.

1

Discovery call

A 30-minute confidential conversation to understand your objective, timeline and constraints.

2

Analysis

We build the cash-flow model, assess eligibility and shortlist the right product mix.

3

Negotiation

Applications go to multiple lenders in parallel. We negotiate rate, tenure and structure.

4

Execution

Documentation, disbursement and a 90-day post-issuance review to confirm everything works.

Next step

Let's talk about what you actually need

Share a few details and an advisor will call you within one working day — no obligation, no sales pressure.

Talk to a loan expert

Free consultation with zero obligation. We respond within business hours.

Call us
WhatsApp
Visit us
2nd Floor, Guru Bhawan, Budharaja, Sambalpur- 768004
Office hours
Mon – Sat, 10:00 AM – 6:30 PM IST

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